PC&C taught me extensive knowledge about how to build & maintain good credit- I will forever appreciate. Signing up at only age 21; I Initially had no credit at all or so I thought. It turned out there was actually negative info on my reports that didn’t even belong to me. These factors resulted in a low 500’s score. PC&C got negatives removed and helped me build positive accounts. As a result, I was able to finance a car for a decent rate, achieve a mid 700’s scores within 6 months, and I have several credit lines now with decent limits. I have enjoyed the comfortability my good scores have provided. So 2 years later, I’m still maintaining it. I was so pleased with there service and highly recommend them!