Precise Credit & Consulting is a brought to you proudly by Precise Financial Services LLC, which has been in business since 2012- aiming to bring people’s journey to financial freedom full circle with our various services. Precise Credit & Consulting is one piece to that puzzle, but a mighty big piece! Our CEO: 3 times College Graduate, Sommer Patterson- is a successful entrepreneur and investor who has an exceptional understanding of how financial systems work, especially in the credit industry. This has led to her exercising good financial behaviors resulting in her own economic empowerment. She strives to lead by example and impart such pivotal knowledge on others who desire to break free from the chains of financial illiteracy. Ms. Patterson is aware that certain information is strategically left out of certain communities to keep cycles going that need to be broken. She grew up in a community and era where credit & financial literacy was not thoroughly taught to youth in the public school system or in most homes. Even the college courses barely scratched the surface. So it was truly against the odds that she subconsciously learned good money habits growing up in her single-parent household. After seeing her mother skillfully handle what could be an overwhelming struggle for others; budgeting, saving, and paying bills on time came naturally once she started working in her teenage years. So by the time she turned 18, to her surprise she began getting credit card offers immediately. Still lacking any formal education in the area of credit, fortunately for her, she was already experienced with paying bills and it just came naturally to pay them on time. As she entered college a struggling student-she utilized her credit more, obtaining higher credit lines she was shocked to receive, student loans to help cover school costs and even purchased a reliable car. That 730 score she had before age 21 turned out to be a powerful tool that truly helped carry the load when her cash just couldn't stretch as far as she needed it to.